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Publication
Cibervitimação em plataformas de pagamento online: análise dos principais crimes financeiros cometidos através de plataformas de pagamento online no contexto da evolução tecnológica – um estudo de caso na área metropolitana do Porto
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| 41152 | 771.64 KB | Adobe PDF |
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Advisor(s)
Abstract(s)
A crescente digitalização das transações financeiras e o avanço tecnológico no setor bancário transformaram profundamente a maneira como as pessoas realizam pagamentos.
A proliferação das plataformas de pagamento online trouxe consigo inúmeras vantagens em termos de conveniência e eficiência, permitindo que os consumidores efetuem transações sem sair de casa, a qualquer hora e em qualquer lugar do mundo. No entanto, esse cenário de inovação tecnológica também trouxe consigo desafios consideráveis, como o aumento significativo dos crimes informático-financeiros que incluem fraudes, roubos de identidade e burlas informáticas direcionados aos usuários dessas plataformas.
Este estudo, de natureza quanti-qualitativa, procurará explorar e analisar os principais crimes informático-financeiros cometidos através das plataformas de pagamento online, através da revisão de literatura e das estatísticas disponíveis, considerando a existência de variáveis sociodemográficas e/ou contextuais que possam vir a aumentar a probabilidade de cibervitimação. Para isso, propôs-se a elaboração de um inquérito por questionário e posterior aplicação de uma entrevista semi-estruturada a indivíduos que tenham demonstrado conhecimento suficiente sobre o fenómeno, quer pela sua experiência anterior de vitimação ou pelo conhecimento da experiência de terceiros, o que permitirá posteriormente a discussão de resultados.
The growing digitalization of financial transactions and technological advancements in the banking sector have profoundly changed the way people make payments. The proliferation of online payment platforms has brought numerous advantages in terms of convenience and efficiency, allowing consumers to conduct transactions without leaving their homes, at any time, and from anywhere in the world. However, this landscape of technological innovation has also brought significant challenges, with a notable increase in cyber financial crimes, including fraud, identity theft, and online swindle, targeting users of these platforms. This quantitative and qualitative study aims to explore and analyze the major cyber financial crimes committed through online payment platforms based on literature reviews and available statistics. It considers the presence of sociodemographic and contextual variables that may increase the likelihood of cyber victimization. To achieve this, a questionnaire survey and subsequent semi-structured interviews will be conducted with individuals who have demonstrated sufficient knowledge of the phenomenon, either through their own experiences or those of others. This approach will allow for an in-depth discussion of results.
The growing digitalization of financial transactions and technological advancements in the banking sector have profoundly changed the way people make payments. The proliferation of online payment platforms has brought numerous advantages in terms of convenience and efficiency, allowing consumers to conduct transactions without leaving their homes, at any time, and from anywhere in the world. However, this landscape of technological innovation has also brought significant challenges, with a notable increase in cyber financial crimes, including fraud, identity theft, and online swindle, targeting users of these platforms. This quantitative and qualitative study aims to explore and analyze the major cyber financial crimes committed through online payment platforms based on literature reviews and available statistics. It considers the presence of sociodemographic and contextual variables that may increase the likelihood of cyber victimization. To achieve this, a questionnaire survey and subsequent semi-structured interviews will be conducted with individuals who have demonstrated sufficient knowledge of the phenomenon, either through their own experiences or those of others. This approach will allow for an in-depth discussion of results.
Description
Projeto de Graduação apresentado à Universidade Fernando Pessoa como parte dos requisitos para obtenção do grau de Licenciada em Criminologia
Keywords
Internet Burla informática Cibervitimação Transações financeiras Online swindle Cyber victimization Financial transactions